Storm-related roof concerns

After the storm, start with the roof’s condition.

Wind, hail, falling debris, and wind-driven rain can create obvious damage—or questions that deserve a closer look. We document visible construction conditions and explain technical findings.

Updated

Stay off the roof.

From a safe location, note interior water, displaced materials on the ground, damaged exterior components, and the time or weather when the concern appeared. Protect people and belongings only when safe.

Keep your own records and contact your insurer directly if you want guidance about a policy or claim.

Storm and insurance-related roofs are most of our work.

Most of the roofs we repair and replace in Richmond, Katy, Cinco Ranch, and Fulshear start with hail or wind. That means we are practiced at the part that matters after a storm: documenting what is actually on the roof with dated photos and measurements, and writing a clear construction estimate you can share with your insurer.

What we do not do is act as your adjuster, interpret your policy, or negotiate your claim. Those decisions stay between you and your insurance company, and anyone at your door who promises otherwise is a red flag.

What a roofing contractor can—and cannot—do

We can

Inspect accessible roof conditions, photograph relevant observations, provide a construction estimate, explain materials and technical scope, and communicate about proposed or performed work.

We cannot

Act as your public insurance adjuster or attorney, interpret coverage, represent you in settlement matters, negotiate a claim, or promise what an insurer will approve or pay.

A practical five-step process.

  1. Gather context

    Property, weather timing, visible concerns, and safe photos.

  2. Inspect and document

    Review accessible roof areas and the details related to the concern.

  3. Explain technical findings

    What was observed, what it may mean for construction, and what remains unknown.

  4. Prepare a scope

    When appropriate, describe proposed construction without determining insurance coverage.

  5. Coordinate authorized work

    Plan and perform the contractor scope only after a proposal is approved.

Storm, hail and insurance questions

How do I know if hail damaged my roof?

Hail bruising on shingles is hard to see from the ground. Dented gutters, vents or downspouts, granules collecting at downspouts, and damaged screens or siding are clues worth noting. A roof inspection with dated photos is the reliable way to know.

What size hail damages a roof?

Hail around one inch in diameter and larger is commonly cited as the point where asphalt shingles can be damaged, but roof age, shingle type and wind all matter. Smaller hail can still damage older or worn roofs.

How does a roof insurance claim work in Texas?

You report the damage to your insurer, an adjuster inspects the roof, and the insurer decides what the policy covers. A roofing contractor can document conditions and provide a construction estimate. Coverage and settlement decisions stay between you and your insurer.

Can a roofer pay or waive my deductible?

No. Texas law prohibits a contractor from paying, waiving or rebating an insurance deductible. A roofer who offers to do that is a red flag.

Should I call my insurer or a roofer first after a storm?

Either order works, and many homeowners start with an inspection to learn whether there is damage worth reporting. Policies set deadlines for reporting storm damage, so check yours and do not wait on a visible leak.

What should I do before the inspection?

Stay off the roof. From a safe spot, photograph damage on the ground, dented exterior items and any interior water, and note the date and time of the storm.

The roles should stay clear.

We are a roofing contractor, not a public insurance adjuster or law firm. We can inspect and document roof conditions, provide a construction estimate, and discuss technical information about the proposed work. Coverage, claim, and settlement decisions belong to you and your insurer.

Start with a clear conversation

Tell us what decision you are trying to make.

Share the property, what you noticed, and the decision you need to make. We’ll confirm fit and explain the clearest next step.